FINANCIAL & MORTGAGE Advice
Why you should consider equity release
Equity release plans have improved vastly in recent years, with schemes offering greater flexibility and interest rates now highly competitive. And if you already have an equity release plan, you could save money by transferring to a new one with a lower interest...
Switching your equity release plan could save you money
The last few years have seen a significant rise in the popularity of equity release schemes. You could save money on interest by switching… Equity release plans (where you release some of the equity in your home) have become increasingly popular in the past few years,...
6 ‘home improvements’ that might lower your home’s value
Are you about to make some changes to your home? Before you sign on the dotted line (or pick up that paintbrush), read on to find out whether your plans might not be the best financial idea. Planning home improvements can be exciting. Renewing tired décor with a fresh...
8 key things to consider before buying a property
Choosing your dream home is about more than simply falling in love with the space. Here’s our checklist of things to think about before you put in an offer You’ve done a second viewing, shown friends the Rightmove link and fallen in love with the bay windows, period...
8 ways to improve kerb appeal
Are you looking to put your house on the market? Here are some easy ideas to grab potential buyers’ attention before they’ve even set foot through your front door… When it comes to selling your home, first impressions count. While focusing on the interior of your...
How critical illness cover saved a family from financial struggles
In life, we often plan for the expected – a new job, a family holiday, or retirement. But what happens when the unexpected strikes? For Laura, a 52-year-old self-employed childminder from London, and her family, the unforeseen happened in the form of a severe health...
Green mortgages explained
Green mortgages offer favourable rates or cashback for buyers of environmentally friendly homes. So how do you know if your prospective new property purchase fits the bill? Read our handy guide to green mortgages… A green mortgage offers either a favourable mortgage...
Why should you use a mortgage broker?
A good broker can save you money and make sure you get the right mortgage loan to suit you. Here’s some more good reasons why it’s worth using one… You’re getting on the property ladder for the first time, or you’re looking to move to a bigger place. You need a...
5 key things to consider when choosing where to live
Research published by Unbiased earlier this year said that Richmond upon Thames, Winchester and Monmouth in Wales were the top three happiest places to live in the UK. Surely though it’s about finding the right location to suit you and your lifestyle. Here’s five key...
What if your fixed-rate mortgage deal ends in the next two years?
Last year's mortgage rate rises may have left you feeling concerned about what you’ll have to pay if your fixed-rate mortgage deal ends later this year or in 2025. Read on for some advice on preparing for the future. Will your future mortgage payments be affected by...