If you’ve recently run a credit check on yourself online and have a good score, you may think you’re in a good position to get a mortgage. But credit scores are not so straightforward. Many people are aware that having a good credit rating will increase their chances...
Need to remortgage and worried about how much extra you’ll pay? Here are three essential things to know if you’re due to remortgage in the next six to 12 months that could save you money. If you’ve been on a fixed-rate mortgage deal for the past five years, you might...
Find out what this latest interest rate cut means for your mortgage, the property market and the economy. The Bank of England’s Monetary Policy Committee has voted to reduce the base rate from 4.25% to 4%. This move was widely expected, but it’s still a positive sign...
The base rate remains unchanged in the Bank’s latest review on 19 June. Find out what was behind the decision and whether there could be any rate cuts later in the year. The Bank of England has chosen not to reduce the base rate in today’s review. It remains at 4.25%....
The Bank of England has cut the base rate to 4.25%. Here’s what it means for your mortgage. The Bank of England has voted to reduce the base interest rate from 4.5% to 4.25% in its latest review on 8 May. This move is aimed at stimulating spending and supporting the...
Many people believe that you only need to make a Will if you have a significant amount of money, property or other assets. But everyone should make a Will, regardless of age or financial status. Here’s why… Approximately 56% of UK adults do not have a Will, according...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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