We dispel some of the common myths people have about mortgages and explain the reality of each one. Myth 1: You need a large deposit This is not the case. If you’re a first-time buyer, you may have been saving like mad, thinking you need to find a sizeable sum to put...
If you’ve had credit problems in the past and you’d like to get a mortgage, you may think your chances are slim. But it could be possible so don’t give up before you’ve even tried. Here’s what you need to know… You want a mortgage, but your credit rating has been...
You have a good credit report and no history of missed payments. Unfortunately, your partner’s situation is different. Will it stop you from getting a joint mortgage? You want to apply for a mortgage and your credit history is good. Your partner’s on the other hand is...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
If you would like more information, fill in your details and one of our mortgage advisers will contact you.