If you’ve recently run a credit check on yourself online and have a good score, you may think you’re in a good position to get a mortgage. But credit scores are not so straightforward. Many people are aware that having a good credit rating will increase their chances...
Halifax reports a 0.3% increase in house prices last month. With buyer confidence improving, the housing market is showing steady resilience. House prices went up by 0.3% in August, the third consecutive monthly rise according to Halifax’s latest House Price Index,...
UK house prices rose to an average of £269,000 in June, as cheaper mortgages and growing confidence have helped to boost the market. Annual house price growth in the UK went up to 3.7% in the year to June 2025, up from 2.7% in May, according to the latest UK House...
Inflation increased to 3.8% in July. With the Bank of England under pressure to keep inflation steady, we’re less likely to see a further base rate cut this year. Inflation has reached its highest level since January 2024. Figures published by the Office for National...
Need to remortgage and worried about how much extra you’ll pay? Here are three essential things to know if you’re due to remortgage in the next six to 12 months that could save you money. If you’ve been on a fixed-rate mortgage deal for the past five years, you might...
Find out what this latest interest rate cut means for your mortgage, the property market and the economy. The Bank of England’s Monetary Policy Committee has voted to reduce the base rate from 4.25% to 4%. This move was widely expected, but it’s still a positive sign...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
If you would like more information, fill in your details and one of our mortgage advisers will contact you.