Monica Bradley Associates are delighted to announce the launch of their new Protection department, which will specialise in the provision of Life Insurance, Employment cover, Critical Illness cover, Building and Contents Insurance, as well as specialist insurance policies for Landlords and businesses.
We know that it’s not a fun topic of conversation, but have you ever paused to consider for a moment how you’d pay your mortgage and household bills if you lost your job, or became seriously ill?
Income protection and critical illness policies provide financial protection when circumstances change unexpectedly due to unemployment or illness. “If you lose your job unexpectedly then income protection can provide a regular source of income until you find work again,” says our founder Monica Bradley. “Critical illness provides cover in the event that you are unable to work due to illness. Sadly, over the years, we’ve had a number clients who have developed serious illnesses and had to give up work. The stress of having to cope with an illness can be debilitating for families but the added pressure of having to worry about money at such a devastating time is something that can be avoided altogether if you have the right critical illness cover.”
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
If you would like more information, fill in your details and one of our mortgage advisers will contact you.