The UK’s house price-to-income ratio has fallen to an 11-year low. However, higher income rates and saving for a deposit still remain big hurdles for many. The average UK home now costs the equivalent of 7.3 times average earnings, down from 7.6 a year ago, according...
Homeowners in Surrey could face average buying and selling costs of more than £24,000 when moving to a larger property – considerably higher than the national average of £15,513. Moving to a bigger home may seem like an exciting next step, especially if you need more...
Getting on the property ladder could become a little easier for some first-time buyers thanks to a new change from Lloyds Banking Group. Lloyds Bank has announced that it will reduce the minimum household income needed for its First Time Buyer Boost Scheme. The scheme...
Need to remortgage and worried about how much extra you’ll pay? Here are three essential things to know if you’re due to remortgage in the next six to 12 months that could save you money. If you’ve been on a fixed-rate mortgage deal for the past five years, you might...
Imagine thinking you’ve left it too late to buy a property and then finding out you can be a homeowner after all. One couple who came to us for help were thrilled to be able to buy their first home together. We often speak to first-time buyers or those who have been...
A good broker can save you money and make sure you get the right mortgage loan to suit you. Here’s some more good reasons why it’s worth using one… You’re getting on the property ladder for the first time, or you’re looking to move to a bigger place. You need a...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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