Buying your first property? We answer some of the questions we’re often asked to help you get prepared for your mortgage application and improve your chances of success… How much deposit do you need? At least ten per cent or more is ideal. In 2020, many lenders...
While the property market is booming, it’s not an easy time for first-time buyers. Here’s what you can do to improve your chances of joining the property ladder… Buying your first property in the current climate can be tough, as lenders are seeking higher deposits....
Buying your first home is a big step. Whether you are going it alone or buying with someone else, there are plenty of things to consider before going ahead. One of the most important is making sure your finances are in good shape before you visit your mortgage broker. Lenders are looking for reliable and careful borrowers, so you will need to have lots of information at your fingertips to show you are able to manage your money.
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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