The UK’s house price-to-income ratio has fallen to an 11-year low. However, higher income rates and saving for a deposit still remain big hurdles for many. The average UK home now costs the equivalent of 7.3 times average earnings, down from 7.6 a year ago, according...
Last month, house prices went up again, with Wales, the North West and Northern Ireland all showing considerable price growth. UK house prices increased again in December for the sixth month in a row, rising by 1.1 per cent according to figures released by Halifax....
You may have recently heard in the news that lenders have withdrawn 90 per cent loan to value mortgage offers. This means first-time buyers will need a higher deposit than 10 per cent. Our expert advisers have more information on what to do if you are affected. First...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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