If you’re looking to take out a mortgage in your 50s or beyond, there are likely to be options, but it’s essential to have a long-term repayment strategy. If you think it might be difficult – or impossible – to get a mortgage if you’re close to retirement age, it’s...
An increasing number of borrowers will be repaying their mortgage into their 70s, research has revealed. There has been a significant rise in the number of people taking out mortgages with terms of 35 years or more, according to data from Quilter. It found that within...
Moving in with your partner? Having a conversation about finances early on could save considerable stress and conflict in the future and may even protect you financially. Here’s how to get the ball rolling… You’ve met the partner of your dreams and have been dating...
Are you the director of your own limited company? Do you want to apply for a mortgage and wonder how lenders will view your income? Here’s the lowdown on how lenders will assess your earnings. Working for yourself can offer many benefits, and it can be rewarding to be...
What is equity release, and how could it benefit you? This guide provides real-life examples of some of the most common reasons people use it and explains how it works. Equity release can be a viable option for retirees and older homeowners looking to access the value...
Millions of older people are concerned they don’t have an adequate pension or cash savings to fund their later years. More than one million people over 45 have zero cash savings, according to recent research conducted by not-for-profit organisation Fair4All Finance,...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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