The housing market is showing signs of strength, with encouraging new figures from Halifax indicating growth in October. House prices across the UK are on the rise again, with the latest figures from Halifax showing the fastest monthly increase since January. Despite...
Monthly mortgage payments are cheaper than rental costs in most of the country’s major cities outside London, according to Lloyds Bank. New research published on 10 October from Lloyds Bank shows that buying is cheaper than renting in many major cities outside of the...
The UK government has just announced the launch of a new digital ID scheme. Some mortgage industry experts believe this could speed up the home-buying process. Individual identification will be stored securely on mobile phones and will become compulsory for all UK...
Getting your paperwork sorted in advance for your mortgage application is a good idea, but what documents do you need? Here's a detailed list… We want to make your mortgage application as seamless as possible. Having the right paperwork in order from the beginning...
If you’ve recently run a credit check on yourself online and have a good score, you may think you’re in a good position to get a mortgage. But credit scores are not so straightforward. Many people are aware that having a good credit rating will increase their chances...
Moving in with a new partner? Have you discussed and agreed on how you will pay your rent, mortgage, and bills? Here’s why it’s important to have a plan agreed in advance. Money is not an easy topic to deal with in a relationship. It can be a sticking point that...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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