Getting a mortgage later in life is far more achievable than many people think. Whether you’re in your 50s, 60s or beyond, there are now more options than ever before. MB Associates' Managing Director Monica Bradley explains. For many years, it was normal to take out...
Are you a potential first-time buyer struggling to save for a deposit on a property? You’re not alone. Gifted deposits are helping thousands of buyers get onto the property ladder sooner. Later life lending expert Les Pick explains how they work. With the cost of...
With ongoing affordability challenges, many first-time buyers are turning to family for support to get onto the property ladder. The ‘Bank of Mum and Dad’ has become a vital source of funding. The ‘Bank of Mum and Dad’ continues to play a significant role in the...
When the cost of live-in care became a concern, one family turned to us for compassionate, specialist advice. With the right lending solution, their parents were able to remain safely and comfortably in their own home. A client came to us for advice to help her...
Getting your paperwork sorted in advance for your mortgage application is a good idea, but what documents do you need? Here's a detailed list… We want to make your mortgage application as seamless as possible. Having the right paperwork in order from the beginning...
If you’ve recently run a credit check on yourself online and have a good score, you may think you’re in a good position to get a mortgage. But credit scores are not so straightforward. Many people are aware that having a good credit rating will increase their chances...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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