The UK government has just announced the launch of a new digital ID scheme. Some mortgage industry experts believe this could speed up the home-buying process. Individual identification will be stored securely on mobile phones and will become compulsory for all UK...
Despite inflationary pressures, the base rate remains unchanged. What does this mean for mortgage interest rates? The Bank of England announced on 18 September that the base rate will remain at 4%. This decision comes after a small cut from 4.25% back in August – a...
Getting your paperwork sorted in advance for your mortgage application is a good idea, but what documents do you need? Here's a detailed list… We want to make your mortgage application as seamless as possible. Having the right paperwork in order from the beginning...
If you’ve recently run a credit check on yourself online and have a good score, you may think you’re in a good position to get a mortgage. But credit scores are not so straightforward. Many people are aware that having a good credit rating will increase their chances...
Halifax reports a 0.3% increase in house prices last month. With buyer confidence improving, the housing market is showing steady resilience. House prices went up by 0.3% in August, the third consecutive monthly rise according to Halifax’s latest House Price Index,...
UK house prices rose to an average of £269,000 in June, as cheaper mortgages and growing confidence have helped to boost the market. Annual house price growth in the UK went up to 3.7% in the year to June 2025, up from 2.7% in May, according to the latest UK House...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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