Thinking about getting a mortgage or remortgaging ? A mortgage broker could save you time and money and make the entire process less stressful. Mortgage Adviser James Watson explains the wider benefits. When it comes to arranging a mortgage, some people wonder whether...
No change to the base rate in the latest review, as inflation remains above its target level. The Bank of England has confirmed it has held the base rate at 3.75% in today’s review. The decision was widely expected, reflecting a cautious approach as inflation remains...
The Bank of England’s Monetary Policy Committee has today voted to reduce the base rate. Here’s what the change could mean for you. The Bank of England has reduced the base rate from 4% to 3.75%, marking another positive step for borrowers as inflation continues to...
Despite inflationary pressures, the base rate remains unchanged. What does this mean for mortgage interest rates? The Bank of England announced on 18 September that the base rate will remain at 4%. This decision comes after a small cut from 4.25% back in August – a...
Getting your paperwork sorted in advance for your mortgage application is a good idea, but what documents do you need? Here's a detailed list… We want to make your mortgage application as seamless as possible. Having the right paperwork in order from the beginning...
If you’ve recently run a credit check on yourself online and have a good score, you may think you’re in a good position to get a mortgage. But credit scores are not so straightforward. Many people are aware that having a good credit rating will increase their chances...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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