FINANCIAL & MORTGAGE Advice
Five things to know about an over-50s mortgage
Looking to apply for a mortgage in later life? Contrary to what you might think, it’s not too late to become a borrower in your fifties, sixties and beyond… If you think it’s too late to take out a mortgage in your fifties or sixties, think again. Borrowing in later...
Single women driving growth in UK equity release market
The government has been warned that urgent action is needed to ensure housing wealth becomes a recognised part of mainstream retirement planning, with single women most likely to have smaller pensions. A new report published by UK consumer group Fairer Finance has...
Don’t want to downsize? Could equity release be an alternative?
While many people consider downsizing in later life, it might not be the best solution. Read on to find out why… and discover an alternative way to free up your finances. According to a recent survey, some three in five people aged 65 have considered moving to a...
Why do you need financial protection?
Financial cover can provide a valuable safety net for your income, home and family in case the unexpected happens. Here’s what it covers, why most people need it and how it works. Financial protection can provide a valuable safety net if you can’t work due to illness...
Paperwork needed for your mortgage application
Getting your paperwork sorted in advance for your mortgage application is a good idea, but what documents do you need? Here's a detailed list… We want to make your mortgage application as seamless as possible. Having the right paperwork in order from the beginning...
The truth about your credit score
If you’ve recently run a credit check on yourself online and have a good score, you may think you’re in a good position to get a mortgage. But credit scores are not so straightforward. Many people are aware that having a good credit rating will increase their chances...
Five good reasons to make a Will
Many people believe that you only need to make a Will if you have a significant amount of money, property or other assets. But everyone should make a Will, regardless of age or financial status. Here’s why… Approximately 56% of UK adults do not have a Will, according...
Getting a mortgage and paying it off when you’re older
If you’re looking to take out a mortgage in your 50s or beyond, there are likely to be options, but it’s essential to have a long-term repayment strategy. If you think it might be difficult – or impossible – to get a mortgage if you’re close to retirement age, it’s...
Getting a mortgage as a limited company director
Are you the director of your own limited company? Do you want to apply for a mortgage and wonder how lenders will view your income? Here’s the lowdown on how lenders will assess your earnings. Working for yourself can offer many benefits, and it can be rewarding to be...
The most popular uses for equity release
What is equity release, and how could it benefit you? This guide provides real-life examples of some of the most common reasons people use it and explains how it works. Equity release can be a viable option for retirees and older homeowners looking to access the value...