Thinking of buying your first home? Our in-depth articles will help you get prepared and keep you informed of what’s going on in the market.
Thinking about getting a mortgage or remortgaging? A mortgage broker could save you time and money and make the entire process less stressful. Mortgage Adviser James Watson explains the wider benefits. When it comes to arranging a mortgage, some people wonder whether...
Are you a potential first-time buyer struggling to save for a deposit on a property? You’re not alone. Gifted deposits are helping thousands of buyers get onto the property ladder sooner. Later life lending expert Les Pick explains how they work. With the cost of...
The UK housing market has started the new year fairly well, with prices edging up after a small dip at the end of last year. According to the latest data from Halifax, average house prices rose by 0.7% in January, following a 0.5% fall in December. This increase has...
No change to the base rate in the latest review, as inflation remains above its target level. The Bank of England has confirmed it has held the base rate at 3.75% in today’s review. The decision was widely expected, reflecting a cautious approach as inflation remains...
Many buyers and homeowners are wondering what the year ahead may hold. Halifax says house prices should rise modestly by up to 3% in 2026. According to Halifax’s latest Housing Market Review, 2025 has been one of the most stable years for UK house prices in over a...
Getting on the property ladder could become a little easier for some first-time buyers thanks to a new change from Lloyds Banking Group. Lloyds Bank has announced that it will reduce the minimum household income needed for its First Time Buyer Boost Scheme. The scheme...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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