FINANCIAL & MORTGAGE Advice

12 tips for first-time buyers
Looking to buy your first home? Make sure you have the knowledge and information you need to make the process as stress-free as possible with our top tips… Updated on 25th November 2022 Plan ahead and know how to prepare your finances and paperwork, and you will...

12 things to think about when choosing a property
Thinking of moving house? Here are some key points to consider when viewing properties. Choosing a property is likely to be one of the biggest decisions you make in your life, so it's worth giving it some careful thought to ensure you get it right. Here is some advice...

How can a mortgage broker help you?
Using a mortgage broker can save you a lot of hard work and stress, and can help to ensure you end up with the right mortgage for you. If you are thinking of applying for a mortgage, you may be tempted to apply directly to your current bank or building society,...

Moving from renting to buying a property
If you're a renter who has been financially affected by lockdown, can you still go ahead and buy a property? Don't rule yourself out of getting on the property ladder… Are you currently renting and hoping to get your feet on the property ladder? You may have been...

Getting a mortgage when you’ve been furloughed
If you were about to apply for a mortgage or remortgage when you were furloughed, or if you were in the middle of a purchase, you may be concerned about where you stand. Our insight should help… You’ve worked hard and saved even harder to buy your dream home, and now...

Is now the right time to move?
Has the unpredictable nature of the current situation made you uncertain about moving house? Our experts talk about what the future may hold for the property market. The nation is slowly but surely easing its way out of lockdown and the property market is able to move...

How to save money during lockdown and beyond
Worrying about your finances? Get on top of your money and put your mind at rest with our advice… You won’t be surprised to hear that anxiety levels in the UK have risen dramatically since lockdown, with more than 25 million Brits rating their anxiety as ‘high’...

Why now could be a good time to remortgage
Wondering if you should be considering trying to get a better deal on your mortgage? It's certainly worth looking at to see if it would benefit you to switch to a new lender. You might have heard that the Bank of England’s base rate – the bank’s set interest rate for...

Getting a mortgage when you’re self-employed is possible
Many people believe they won’t be able to get a mortgage if they are self-employed. Fortunately, the situation is more positive than you might think. There are various options for the self-employed. Self-employed numbers have grown in the UK in the past 20 years....

Can you apply for a mortgage during lockdown?
Is now the right time to buy a property and are you able to apply for a mortgage in the first place? You may have planned to apply for a mortgage before lockdown occurred. You might have been saving for months or years for a decent deposit. So where do you stand now?...
