FINANCIAL & MORTGAGE Advice
Can you get a mortgage with bad credit?
If you’ve had credit problems in the past and you’d like to get a mortgage, you may think your chances are slim. But it could be possible so don’t give up before you’ve even tried. Here’s what you need to know… You want a mortgage, but your credit rating has been...
How much will it cost to remortgage?
There’s no doubt that remortgaging could save you a lot of money, but there are some costs to factor into the process that you need to weigh up against the saving. There are some very good reasons to consider remortgaging. It could save you a considerable sum of...
Getting a mortgage when your partner has bad credit
You have a good credit report and no history of missed payments. Unfortunately, your partner’s situation is different. Will it stop you from getting a joint mortgage? You want to apply for a mortgage and your credit history is good. Your partner’s on the other hand is...
Six reasons to consider remortgaging
Remortgaging means moving your current mortgage deal to a new lender or taking out a new product with your current lender. If you remortgage, interest rates can be appealing as lenders will be eager to entice you. We reveal some key reasons to consider it… 1. Your...
First-time buyers’ frequently asked questions
Buying your first property? We answer some of the questions we’re often asked to help you get prepared for your mortgage application and improve your chances of success… How much deposit do you need? At least ten per cent or more is ideal. In 2020, many lenders...
A guide to property surveys
Confused by the different types of property surveys? Wondering whether you need one if your lender is doing a valuation? Read on for a clear guide to the various types available. If you are buying a property, you may be confused by the different types of...
Are mortgage calculators accurate?
They are a popular choice for many seeking to find out quickly how much they can borrow, but can they be relied upon to tell you what you could truly afford? If you’re thinking of applying for a mortgage, your first instinct may be to go online and find a mortgage...
Buying a property with someone else
Make sure you understand the two types of home ownership and decide which is right for you before you start the process of buying a property. Buying your first property can be an exciting time and buying with a partner can offer several benefits. It will enable you to...
How to recession-proof your business
We might be in a recession but there are still opportunities for businesses who manage their finances well and provide an outstanding service for their clients. We asked MB Associates’ Managing Director, Monica Bradley and John Boss, Founder of Aegis Financial...
What to do at the end of your mortgage payment holiday
If you took a mortgage payment holiday earlier in the year, you may be concerned about your ability to repay the extra amount you owe or resume your monthly mortgage payments. Here’s what to do… Mortgage payment holidays were introduced by the government and the...