Expert advice and insightful articles on mortgages for first-time buyers, home movers and those looking to remortgage, as well as financial resilience information from our experienced team.
Many people believe that you only need to make a Will if you have a significant amount of money, property or other assets. But everyone should make a Will, regardless of age or financial status. Here’s why… Approximately 56% of UK adults do not have a Will, according...
If you’re looking to take out a mortgage in your 50s or beyond, there are likely to be options, but it’s essential to have a long-term repayment strategy. If you think it might be difficult – or impossible – to get a mortgage if you’re close to retirement age, it’s...
Are you the director of your own limited company? Do you want to apply for a mortgage and wonder how lenders will view your income? Here’s the lowdown on how lenders will assess your earnings. Working for yourself can offer many benefits, and it can be rewarding to be...
What is equity release, and how could it benefit you? This guide provides real-life examples of some of the most common reasons people use it and explains how it works. Equity release can be a viable option for retirees and older homeowners looking to access the value...
Many people think they may be ‘too old’ to borrow again after splitting up from a long-term partner, but this is not necessarily true. It’s all about getting access to good advice so that you can explore a range of options. Divorce rates are down in England and Wales....
A Retirement Interest Only Mortgage (RIO) could suit you if you are over 55 and think you may struggle to pay off an existing mortgage or get a standard residential one. Getting a mortgage when you’re older is possible, and some good options exist for later-life...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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