Expert advice and insightful articles on mortgages for first-time buyers, home movers and those looking to remortgage, as well as financial resilience information from our experienced team.
Looking to apply for a mortgage in later life? Contrary to what you might think, it’s not too late to become a borrower in your fifties, sixties and beyond… If you think it’s too late to take out a mortgage in your fifties or sixties, think again. Borrowing in later...
The government has been warned that urgent action is needed to ensure housing wealth becomes a recognised part of mainstream retirement planning, with single women most likely to have smaller pensions. A new report published by UK consumer group Fairer Finance has...
While many people consider downsizing in later life, it might not be the best solution. Read on to find out why… and discover an alternative way to free up your finances. According to a recent survey, some three in five people aged 65 have considered moving to a...
Financial cover can provide a valuable safety net for your income, home and family in case the unexpected happens. Here’s what it covers, why most people need it and how it works. Financial protection can provide a valuable safety net if you can’t work due to illness...
Getting your paperwork sorted in advance for your mortgage application is a good idea, but what documents do you need? Here's a detailed list… We want to make your mortgage application as seamless as possible. Having the right paperwork in order from the beginning...
If you’ve recently run a credit check on yourself online and have a good score, you may think you’re in a good position to get a mortgage. But credit scores are not so straightforward. Many people are aware that having a good credit rating will increase their chances...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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