Expert advice and insightful articles on mortgages for first-time buyers, home movers and those looking to remortgage, as well as financial resilience information from our experienced team.
We dispel some of the common myths people have about mortgages and explain the reality of each one. Myth 1: You need a large deposit This is not the case. If you’re a first-time buyer, you may have been saving like mad, thinking you need to find a sizeable sum to put...
Whether it’s saving money in the short-term or planning for the unexpected, we reveal some key ways to be smart with your money. Review your mortgage every two years Never assume you're stuck with one mortgage product as you could remortgage, either at the end of a...
If you’ve had credit problems in the past and you’d like to get a mortgage, you may think your chances are slim. But it could be possible so don’t give up before you’ve even tried. Here’s what you need to know… You want a mortgage, but your credit rating has been...
There’s no doubt that remortgaging could save you a lot of money, but there are some costs to factor into the process that you need to weigh up against the saving. There are some very good reasons to consider remortgaging. It could save you a considerable sum of...
You have a good credit report and no history of missed payments. Unfortunately, your partner’s situation is different. Will it stop you from getting a joint mortgage? You want to apply for a mortgage and your credit history is good. Your partner’s on the other hand is...
Remortgaging means moving your current mortgage deal to a new lender or taking out a new product with your current lender. If you remortgage, interest rates can be appealing as lenders will be eager to entice you. We reveal some key reasons to consider it… 1. Your...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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