Expert advice and insightful articles on mortgages for first-time buyers, home movers and those looking to remortgage, as well as financial resilience information from our experienced team.
Many people think they may be ‘too old’ to borrow again after splitting up from a long-term partner, but this is not necessarily true. It’s all about getting access to good advice so that you can explore a range of options. Divorce rates are down in England and Wales....
A Retirement Interest Only Mortgage (RIO) could suit you if you are over 55 and think you may struggle to pay off an existing mortgage or get a standard residential one. Getting a mortgage when you’re older is possible, and some good options exist for later-life...
Equity release is a scheme that enables older homeowners to unlock some of the money (equity) within the value of their home. Read our guide to see if it's suitable for you. You must be over the age of 55 and be a homeowner to be eligible for an equity release scheme....
If you’re concerned about your finances in later life, you may have thought about releasing equity from your home. But you might also have concerns about equity release based on what you’ve heard in the past. Equity release plans have improved greatly, so here’s some...
Equity release plans have improved vastly in recent years, with schemes offering greater flexibility and interest rates now highly competitive. And if you already have an equity release plan, you could save money by transferring to a new one with a lower interest...
The last few years have seen a significant rise in the popularity of equity release schemes. You could save money on interest by switching… Equity release plans (where you release some of the equity in your home) have become increasingly popular in the past few years,...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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