Expert advice and insightful articles on mortgages for first-time buyers, home movers and those looking to remortgage, as well as financial resilience information from our experienced team.
Financial protection insurance is an essential part of creating a secure future. It helps you to avoid potential losses and offers peace of mind for you and your loved ones. Many people don’t like to think about what would happen if they became seriously ill. Yet it’s...
What is remortgaging, when should you consider it, and will it save you money? These and more questions answered… What is remortgaging? Remortgaging simply means finding a new mortgage product to replace your current one. Over the last decade, most borrowers will have...
Purchasing a property is an important life decision. It can be exciting and overwhelming at the same time. Before you take the plunge into home ownership, there are some key questions you should ask yourself to ensure you’re making the right decision. 1. Do you know...
Hoping to buy your first property soon? Make sure you’re ready to be assessed by a lender with our guide to getting prepared for your mortgage application… Get on the electoral register This means that lenders can confirm your address. If you’re not on the electoral...
Tempted by the idea of buying a brand-new home that doesn’t need any work? Read on before you commit… New build homes have seen increased demand recently, which is understandable, as they can be more energy efficient, and there’s also the convenience of moving in and...
In a bid to combat inflation, The Bank of England has increased the base rate to 3%. Find out what this means for your mortgage. The Bank of England has today announced that the base rate has increased from 2.25% to 3%. This is the biggest increase since 1989 and...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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