Expert advice and insightful articles on mortgages for first-time buyers, home movers and those looking to remortgage, as well as financial resilience information from our experienced team.
The need for stress testing has been withdrawn, which means it should be easier to get a mortgage, right? Unfortunately, this is not necessarily the case. Find out why removing stress testing may not make a difference to homebuyers. The media recently reported some...
The latest announcement from the Bank of England to increase the base rate to 1.75% marks the sixth consecutive rate rise. The Bank of England has just announced that the base rate is increasing to 1.75% in a bid to combat rising inflation. The Bank has just announced...
Unfortunately, gazumping is a fairly common occurrence, especially when property prices are rising, and there are more buyers than properties. We explain why it happens and what you can do to reduce the risk of it happening to you. Asking someone if they’ve ever been...
If you’re looking to buy a property, you may have heard about a Mortgage Agreement in Principle. Find out more about the benefits of having one… If you’re hoping to move house soon, you may have noticed there’s not much choice on the property market. There are...
High inflation levels and a dip in real wages could mean it’s tougher for some borrowers to afford a mortgage, according to the media. Find out what’s going on… Rising inflation and a dip in real wages could make it more challenging for borrowers to afford a property,...
With rental costs rising consistently, you may be contemplating whether to apply for a mortgage. Even if you’re unsure, it’s worth exploring your options. If you’re a prospective first-time buyer unsure whether to commit to taking on a mortgage, you may be motivated...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
If you would like more information, fill in your details and one of our mortgage advisers will contact you.