Unlock the value of your property with expert advice on equity release. Discover how it can provide financial freedom in later life, support your retirement plans, or fund key expenses. Our guidance helps you make informed decisions tailored to your needs and goals.
What is equity release, and how could it benefit you? This guide provides real-life examples of some of the most common reasons people use it and explains how it works. Equity release can be a viable option for retirees and older homeowners looking to access the value...
Millions of older people are concerned they don’t have an adequate pension or cash savings to fund their later years. More than one million people over 45 have zero cash savings, according to recent research conducted by not-for-profit organisation Fair4All Finance,...
Many people think they may be ‘too old’ to borrow again after splitting up from a long-term partner, but this is not necessarily true. It’s all about getting access to good advice so that you can explore a range of options. Divorce rates are down in England and Wales....
A Retirement Interest Only Mortgage (RIO) could suit you if you are over 55 and think you may struggle to pay off an existing mortgage or get a standard residential one. Getting a mortgage when you’re older is possible, and some good options exist for later-life...
Equity release is a scheme that enables older homeowners to unlock some of the money (equity) within the value of their home. Read our guide to see if it's suitable for you. You must be over the age of 55 and be a homeowner to be eligible for an equity release scheme....
If you’re concerned about your finances in later life, you may have thought about releasing equity from your home. But you might also have concerns about equity release based on what you’ve heard in the past. Equity release plans have improved greatly, so here’s some...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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