First Time Buyers

Thinking of buying your first home? Our in-depth articles will help you get prepared and keep you informed of what’s going on in the market.

Base rate is held at 4.5%

Base rate is held at 4.5%

The Bank of England has just announced that the base rate will remain at 4.5%, in today’s review. The Bank’s decision to hold the rate on 20 March aligns with expectations given current economic uncertainty and inflation, which rose by 3% in the 12 months to January...

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The “Bank of Mum and Dad” helping more with deposits

The “Bank of Mum and Dad” helping more with deposits

More parents than ever are supporting their children by providing deposits for homes. If you’re hoping to help your child get on the property ladder, here’s what you need to know… The ‘Bank of Mum and Dad’ is a term that refers to parents providing financial support...

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Your guide to the stamp duty changes

Your guide to the stamp duty changes

The stamp duty threshold is changing from 1 April 2025. Here’s what you need to know… You might have seen recently that the stamp duty threshold is changing on 1 April 2025. If you’ve just had an offer accepted on a property or you’ve only just started your house...

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Mortgage affordability improves

Mortgage affordability improves

Latest research from the Nationwide Housing Affordability report suggests good news – although borrowers are still stretched. According to the latest research from the Nationwide Housing Affordability Report, there has been a modest improvement in UK housing...

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Mortgage rules could be relaxed

Mortgage rules could be relaxed

After rules were tightened following the 2008 financial crisis, the Financial Conduct Authority is considering easing them to potentially make borrowing easier. In a newly published letter, the Financial Conduct Authority (FCA) has said it is looking to simplify...

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Why you and your partner must talk about money

Why you and your partner must talk about money

Moving in with your partner? Having a conversation about finances early on could save considerable stress and conflict in the future and may even protect you financially. Here’s how to get the ball rolling… You’ve met the partner of your dreams and have been dating...

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