Thinking of buying your first home? Our in-depth articles will help you get prepared and keep you informed of what’s going on in the market.
The housing market is slowing down, and buyers are in a stronger position now to negotiate on price, according to Nationwide. Nationwide published its latest house price index yesterday. The lender revealed that annual growth last month slowed to 4.4% compared to 7.2%...
The government’s equity loan scheme on new build homes has now closed for applications, but if you applied before the end of October, you may still be eligible for the loan. We explain the terms and conditions that remain in place until next March. The government’s...
Hoping to buy your first property soon? Make sure you’re ready to be assessed by a lender with our guide to getting prepared for your mortgage application… Get on the electoral register This means that lenders can confirm your address. If you’re not on the electoral...
Tempted by the idea of buying a brand-new home that doesn’t need any work? Read on before you commit… New build homes have seen increased demand recently, which is understandable, as they can be more energy efficient, and there’s also the convenience of moving in and...
The new Chancellor has ditched most of the mini-budget, so what does this mean for mortgage interest rates and stamp duty? Read on to find out. Chancellor Jeremy Hunt today announced that he is scrapping almost all of the tax cuts outlined in the mini-budget on 23...
With rising interest rates and increased living costs, it’s no surprise that many people are worried about their mortgage payments. Here’s what you need to know. Whether you’re seeking to buy your first property, sell up and move to a new home or you’re coming to the...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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