Thinking of buying your first home? Our in-depth articles will help you get prepared and keep you informed of what’s going on in the market.
Prices have gone down slightly in the past month, but Halifax says that it is still receiving a consistent volume of mortgage applications House prices dropped by 0.1% in June, according to Halifax. The lender has just published its monthly House Price Index and has...
A new scheme for those worried about rising mortgage payments has been introduced by the government. We look at what it covers – and explain why our message to borrowers is always to seek advice. The government has launched a new Mortgage Charter scheme with lenders...
The base rate going up to 5% has shocked many and, of course, means that many people will face higher payments on their mortgages. Here are some key things to consider if you’re worried about rising costs… The recent base rate rise from 4.5% to 5% by the Bank of...
House prices stayed mostly flat in the month of May, with annual house price growth falling by 1%, according to Halifax. We’ve seen phenomenal house price growth in the last few years, but now the situation is changing. House prices remained mostly static in May. The...
Are you hoping to buy a property and use your income from a side hustle to support your mortgage application? Unfortunately, not all lenders will factor this into their affordability calculations – here’s what you need to know… With the current cost of living crisis...
Skipton Building Society has launched a new 100% mortgage product for renters who can prove they’ve covered their rent and bills for at least a year. Good news for renters who want to buy their first home. Skipton Building Society has just announced a new 100%...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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