Thinking of buying your first home? Our in-depth articles will help you get prepared and keep you informed of what’s going on in the market.
You have a good credit report and no history of missed payments. Unfortunately, your partner’s situation is different. Will it stop you from getting a joint mortgage? You want to apply for a mortgage and your credit history is good. Your partner’s on the other hand is...
Buying your first property? We answer some of the questions we’re often asked to help you get prepared for your mortgage application and improve your chances of success… How much deposit do you need? At least ten per cent or more is ideal. In 2020, many lenders...
Confused by the different types of property surveys? Wondering whether you need one if your lender is doing a valuation? Read on for a clear guide to the various types available. If you are buying a property, you may be confused by the different types of...
They are a popular choice for many seeking to find out quickly how much they can borrow, but can they be relied upon to tell you what you could truly afford? If you’re thinking of applying for a mortgage, your first instinct may be to go online and find a mortgage...
Make sure you understand the two types of home ownership and decide which is right for you before you start the process of buying a property. Buying your first property can be an exciting time and buying with a partner can offer several benefits. It will enable you to...
Last year presented some challenges for first-time buyers but mortgage deals are likely to improve in the second quarter of this year. Here’s why now could be a good time to start looking into buying your first property… Let’s be honest. First-time buyers had a tough...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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