As inflation falls to 1.7% – below the Bank of England’s 2% target – what does this mean for your mortgage? UK inflation fell to 1.7% in September, the lowest it’s been since April 2021, according to figures just released by the Office for National Statistics (ONS)....
Remortgaging
All you need to know about remortgaging, including interest rate updates and changes, and how to remortgage.
The base rate comes down to 5%
The Bank of England has reduced the base rate – it's the first time the rate has changed since August 2023 and it's an encouraging sign for homebuyers, home movers and anyone who needs to remortgage. We're pleased to share some good news. The Bank of England has...
Major lenders cut their mortgage rates
Some key lenders have made rate reductions this week, and rates have been on a downward trend over the past few weeks. Several major lenders have reduced their fixed-rate mortgage deals in the past few days. NatWest was the first to make rate cuts, followed by...
Mortgage rates go up
Major lenders have made small increases to some of their fixed-rate mortgage loans in response to inflation not coming down as fast as expected and rising swap rates. Read on if you’re due to remortgage this year. This week, five major lenders have raised their...
What if your fixed-rate mortgage deal ends in the next two years?
Last year's mortgage rate rises may have left you feeling concerned about what you’ll have to pay if your fixed-rate mortgage deal ends later this year or in 2025. Read on for some advice on preparing for the future. Will your future mortgage payments be affected by...
What are swap rates?
Discover how swap rates influence mortgage interest rates and gain a clear understanding of what swap rates actually are. When it comes to mortgage interest rates going up or down, you may have heard the media and mortgage industry experts talking about swap rates....