Over 50s Lending
Getting a mortgage when you’re older can be possible with the right advice. We’re here to help.
Borrowing when you're older is possible
Many people assume that getting a mortgage will be difficult or impossible when you’re over 50, but this isn’t true. With clear expectations and the right guidance, securing a mortgage in your 50s, 60s and beyond can be acheived.
Banks and building societies now recognise that we’re living and working longer, and often starting new chapters later on in life. Lending has expanded significantly. Years ago, mortgage terms were typcially limited to 25 years and were expected to end by the age of 65. Today, lenders offer far more flexibility, with a wider range of borrowing options.
Every borrower’s circumstances are unique. We will guide you through how affordability works for your situation, and which products best suit your needs and long-term plans. We’re here to help you find the right solution.