As inflation falls to 1.7% – below the Bank of England’s 2% target – what does this mean for your mortgage? UK inflation fell to 1.7% in September, the lowest it’s been since April 2021, according to figures just released by the Office for National Statistics (ONS)....
Not sure the best way to discover the true condition of your dream property? Then read on as we explain the difference between a valuation and a survey and why the latter is beneficial. If you’re buying a property for the first time, the checklist of things to do can...
Halifax’s latest figures show a third consecutive monthly increase in property prices, with market conditions continuing to improve. House prices have risen for the third month in a row, according to Halifax. The lender’s latest House Price Index for September...
If your partner is living with you in a property you own, what are the pros and cons of getting their name added to the mortgage? Moving in with a partner can be a big step for your relationship. If you own a property, you might decide the best solution is for your...
Are you considering moving to a smaller property to help fund your retirement? Here’s what you need to know. Downsizing is the term used to describe moving to a smaller property than your current one. It can be a great option in later life to free up your money and...
The Bank of England has decided to keep the base rate at 5% in today’s review. The Bank’s Monetary Policy Committee has voted to keep the rate at 5%. In the last review on 1 August, the rate decreased from 5.25% to 5%, marking the first reduction in four years. While...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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