Financial cover can provide a valuable safety net for your income, home and family in case the unexpected happens. Here’s what it covers, why most people need it and how it works. Financial protection can provide a valuable safety net if you can’t work due to illness...
Thinking about getting a mortgage or remortgaging ? A mortgage broker could save you time and money and make the entire process less stressful. Mortgage Adviser James Watson explains the wider benefits. When it comes to arranging a mortgage, some people wonder whether...
Are you a potential first-time buyer struggling to save for a deposit on a property? You’re not alone. Gifted deposits are helping thousands of buyers get onto the property ladder sooner. Later life lending expert Les Pick explains how they work. With the cost of...
The UK housing market has started the new year fairly well, with prices edging up after a small dip at the end of last year. According to the latest data from Halifax, average house prices rose by 0.7% in January, following a 0.5% fall in December. This increase has...
No change to the base rate in the latest review, as inflation remains above its target level. The Bank of England has confirmed it has held the base rate at 3.75% in today’s review. The decision was widely expected, reflecting a cautious approach as inflation remains...
The Bank of England’s Monetary Policy Committee has today voted to reduce the base rate. Here’s what the change could mean for you. The Bank of England has reduced the base rate from 4% to 3.75%, marking another positive step for borrowers as inflation continues to...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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