The Bank of England has kept the base rate the same, but rising inflation and higher lender rates continue to create uncertainty for borrowers. If your mortgage deal ends within the next six to nine months, now could be a good time to review your options. The Bank of...
August’s inflation rise has been driven largely by higher fuel prices and airfares. With household bills also expected to increase, borrowers due to remortgage may benefit from seeking advice early. Headline inflation rose to 3.1% in August, up from 2.9% in July,...
New research reveals stamp duty is not only suppressing transactions but is also costing the economy billions. Some 29 per cent of adults in the UK have seriously considered moving house in the past year – a figure that rises to 49 per cent among renters hoping to...
Average house prices edged down last month, according to the latest Lloyds House Price Index – but the decline needs to be viewed in a wider context. House prices across the UK fell slightly last month by 0.2%, meaning the average price of a property is now £298,468...
Some first-time buyers may be closer to owning a home than they realise. New research reveals that common mortgage myths could be causing people to delay buying their first home. Aspiring first-time buyers could be delaying their plans because of common misconceptions...
Plans to replace the Lifetime ISA with a new savings product could leave aspiring homeowners worse off. Here’s what the proposed changes could mean. First-time buyers could miss out on more than £3600 in potential interest if proposed changes to ISA rules go ahead, a...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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