FINANCIAL & MORTGAGE Advice
The most popular uses for equity release
What is equity release, and how could it benefit you? This guide provides real-life examples of some of the most common reasons people use it and explains how it works. Equity release can be a viable option for retirees and older homeowners looking to access the value...
More older people are separating… but can they still get a mortgage?
Many people think they may be ‘too old’ to borrow again after splitting up from a long-term partner, but this is not necessarily true. It’s all about getting access to good advice so that you can explore a range of options. Divorce rates are down in England and Wales....
What is a Retirement Interest Only Mortgage?
A Retirement Interest Only Mortgage (RIO) could suit you if you are over 55 and think you may struggle to pay off an existing mortgage or get a standard residential one. Getting a mortgage when you’re older is possible, and some good options exist for later-life...
A guide to equity release
Equity release is a scheme that enables older homeowners to unlock some of the money (equity) within the value of their home. Read our guide to see if it's suitable for you. You must be over the age of 55 and be a homeowner to be eligible for an equity release scheme....
7 myths about equity release
If you’re concerned about your finances in later life, you may have thought about releasing equity from your home. But you might also have concerns about equity release based on what you’ve heard in the past. Equity release plans have improved greatly, so here’s some...
Why you should consider equity release
Equity release plans have improved vastly in recent years, with schemes offering greater flexibility and interest rates now highly competitive. And if you already have an equity release plan, you could save money by transferring to a new one with a lower interest...
Switching your equity release plan could save you money
The last few years have seen a significant rise in the popularity of equity release schemes. You could save money on interest by switching… Equity release plans (where you release some of the equity in your home) have become increasingly popular in the past few years,...
6 ‘home improvements’ that might lower your home’s value
Are you about to make some changes to your home? Before you sign on the dotted line (or pick up that paintbrush), read on to find out whether your plans might not be the best financial idea. Planning home improvements can be exciting. Renewing tired décor with a fresh...
8 key things to consider before buying a property
Choosing your dream home is about more than simply falling in love with the space. Here’s our checklist of things to think about before you put in an offer You’ve done a second viewing, shown friends the Rightmove link and fallen in love with the bay windows, period...
8 ways to improve kerb appeal
Are you looking to put your house on the market? Here are some easy ideas to grab potential buyers’ attention before they’ve even set foot through your front door… When it comes to selling your home, first impressions count. While focusing on the interior of your...