FINANCIAL & MORTGAGE Advice
Getting a mortgage and changing jobs
Want to get a mortgage and thinking of changing jobs? Wondering if you’ll still be able to get your application accepted? Here’s what you need to know… You want to get a mortgage soon but might have recently changed jobs. Or you may want to apply for a mortgage and be...
Your mortgage and The Furlough Scheme
An update on where you stand if you’re on furlough or if you’ve been furloughed in the past and want to apply for a mortgage. Chancellor Rishi Sunak announced in the March budget this year that the Coronavirus Job Retention Scheme (also known as The Furlough Scheme),...
Is money ruining your relationship?
Money is often the source of tension between couples. Here’s what do if you and your partner don’t share the same perspective on your finances. The pandemic has created significant financial pressure for many of us. Nine million people borrowed more money by the end...
Can you really afford your dream home?
When applying for a mortgage, it’s tempting to focus on getting your application approved and worry about how you’ll manage the monthly payments later. Yet it’s essential to run the numbers first to avoid stress further down the line. It’s everyone’s worst nightmare....
How much can you borrow?
Thinking of applying for a mortgage and wondering how much you can borrow? Find out what the income multiples could be if you are buying on your own or with a partner. The property market in the UK is currently booming, and house prices are rising. If you’re a...
Take the stress out of moving house
Hoping to move house this year? From getting your paperwork organised swiftly to decluttering before you move, here’s our top tips on making the process as stress-free as possible. It’s often said that moving house is one of the most stressful things you can do aside...
The different types of mortgages explained
Thinking of buying a property and wondering about the different types of mortgages on offer? Should you go with a fixed-rate mortgage loan or would you be better off with a variable rate deal? We look at the various types of mortgages available. Navigating the...
9 key things to think about when taking on a mortgage
Taking on a mortgage is probably the biggest financial commitment you’ll make in your lifetime so it’s essential to get it right. Here’s some key things to think about before you commit. Have you got a good deal on your mortgage loan? Make sure you’ve obtained the...
5 mortgage myths busted
We dispel some of the common myths people have about mortgages and explain the reality of each one. Myth 1: You need a large deposit This is not the case. If you’re a first-time buyer, you may have been saving like mad, thinking you need to find a sizeable sum to put...
How to be financially savvy
Whether it’s saving money in the short-term or planning for the unexpected, we reveal some key ways to be smart with your money. Review your mortgage every two years Never assume you're stuck with one mortgage product as you could remortgage, either at the end of a...