FINANCIAL & MORTGAGE Advice
Understanding financial protection
All you need to know about life cover, critical illness and income protection. In these uncertain times, you may have been thinking about taking out some form of protection to ensure that your bills and loved ones will be covered in the event of the unexpected...
Coping with money worries when the furlough scheme ends
Worried about money? With the furlough scheme winding down at the end of October and the job market being uncertain, you may be concerned about paying your mortgage or your rent. We look at the current situation and what you can do to protect yourself… Chancellor...
Buying your first property during the pandemic
While the property market is booming, it’s not an easy time for first-time buyers. Here’s what you can do to improve your chances of joining the property ladder… Buying your first property in the current climate can be tough, as lenders are seeking higher deposits....
Why is your mortgage application taking so long?
Are you worried that your mortgage application is taking ages? Don’t read anything into it as it’s probably not you – it could well be your lender… If you have applied for a mortgage and your application seems to be taking forever, it may not be a bad sign and doesn't...
8 ways to be more productive working from home
Have you had to adjust to working from home? You may be loving it, or you may be working longer hours and burning yourself out. Here’s how to strike a healthy work/life balance… There’s no doubt the pandemic has changed the way we work. In April 2020, the...
Negotiating a price when buying a house
Are you hoping to get your next property for a bargain? Here’s our top tips for house haggling. Updated 23 July 2023 With interest rates climbing in the past year, every penny you save on a property you purchase will stand you in good stead. Now is a good time to...
12 ways to boost your chances of getting a mortgage
Applying for a mortgage can seem like a daunting task but being prepared and knowing what you need to do in order to increase your chances of getting approved can take the stress out of it. If you are thinking of applying for a mortgage, plan ahead and give yourself...
Advice for older borrowers
You may think that getting a mortgage in later life is a challenge, but it can be done with good advice. In fact, it may be far easier than you think. We’re living longer these days. Over the last few decades, life expectancy has increased, partly due to advances in...
Make sure you protect your business
Would your business be protected in the event of illness or the worst happening? Here's a quick guide to the different types of protection and why you might need them. If you run your own business, you’ll know how challenging it can be and how much hard work and...
What happens to your home if you split from your partner?
Have you and your partner recently decided to separate? If change is on the cards and you want to know what will happen to your property, seeking financial advice is crucial. Over the last three months, we’ve all had more time at home and we’ve also had an opportunity...