FINANCIAL & MORTGAGE Advice
Negotiating a price when buying a house
Are you hoping to get your next property for a bargain? Here’s our top tips for house haggling. Updated 23 July 2023 With interest rates climbing in the past year, every penny you save on a property you purchase will stand you in good stead. Now is a good time to...
The truth about your credit score
If you’ve recently run a credit check on yourself online and you had a good score, you may think you’re in with a good chance of getting a mortgage. But credit scores are not as straightforward as you may think. Many people are aware that having a good credit rating...
12 ways to boost your chances of getting a mortgage
Applying for a mortgage can seem like a daunting task but being prepared and knowing what you need to do in order to increase your chances of getting approved can take the stress out of it. If you are thinking of applying for a mortgage, plan ahead and give yourself...
Getting a mortgage when you’re older
You may think that getting a mortgage in later life is a challenge, but it can be done if you have realistic expectations and obtain good advice. In fact, it may be far easier than you think. We’re living longer these days. Over the last few decades, life expectancy...
Make sure you protect your business
Would your business be protected in the event of illness or the worst happening? Here's a quick guide to the different types of protection and why you might need them. If you run your own business, you’ll know how challenging it can be and how much hard work and...
What happens to your home if you split from your partner?
Have you and your partner recently decided to separate? If change is on the cards and you want to know what will happen to your property, seeking financial advice is crucial. Over the last three months, we’ve all had more time at home and we’ve also had an opportunity...
12 tips for first-time buyers
Looking to buy your first home? Make sure you have the knowledge and information you need to make the process as stress-free as possible with our top tips… Updated on 25th November 2022 Plan ahead and know how to prepare your finances and paperwork, and you will...
12 things to think about when choosing a property
Thinking of moving house? Here are some key points to consider when viewing properties. Choosing a property is likely to be one of the biggest decisions you make in your life, so it's worth giving it some careful thought to ensure you get it right. Here is some advice...
How can a mortgage broker help you?
Using a mortgage broker can save you a lot of hard work and stress, and can help to ensure you end up with the right mortgage for you. If you are thinking of applying for a mortgage, you may be tempted to apply directly to your current bank or building society,...
Moving from renting to buying a property
If you're a renter who has been financially affected by lockdown, can you still go ahead and buy a property? Don't rule yourself out of getting on the property ladder… Are you currently renting and hoping to get your feet on the property ladder? You may have been...