FINANCIAL & MORTGAGE Advice
Moving from renting to buying a property
If you're a renter who has been financially affected by lockdown, can you still go ahead and buy a property? Don't rule yourself out of getting on the property ladder… Are you currently renting and hoping to get your feet on the property ladder? You may have been...
Getting a mortgage when you’ve been furloughed
If you were about to apply for a mortgage or remortgage when you were furloughed, or if you were in the middle of a purchase, you may be concerned about where you stand. Our insight should help… You’ve worked hard and saved even harder to buy your dream home, and now...
Is now the right time to move?
Has the unpredictable nature of the current situation made you uncertain about moving house? Our experts talk about what the future may hold for the property market. The nation is slowly but surely easing its way out of lockdown and the property market is able to move...
How to save money during lockdown and beyond
Worrying about your finances? Get on top of your money and put your mind at rest with our advice… You won’t be surprised to hear that anxiety levels in the UK have risen dramatically since lockdown, with more than 25 million Brits rating their anxiety as ‘high’...
Why now could be a good time to remortgage
Wondering if you should be considering trying to get a better deal on your mortgage? It's certainly worth looking at to see if it would benefit you to switch to a new lender. You might have heard that the Bank of England’s base rate – the bank’s set interest rate for...
Getting a mortgage when you’re self-employed is possible
Many people believe they won’t be able to get a mortgage if they are self-employed. Fortunately, the situation is more positive than you might think. There are various options for the self-employed. Self-employed numbers have grown in the UK in the past 20 years....
Can you apply for a mortgage during lockdown?
Is now the right time to buy a property and are you able to apply for a mortgage in the first place? You may have planned to apply for a mortgage before lockdown occurred. You might have been saving for months or years for a decent deposit. So where do you stand now?...
Buying or selling a house during lockdown
Wondering what to do in terms of buying or selling during lockdown? We explain what is possible. It’s no surprise that the lockdown has had a huge impact on the property market. According to Zoopla, agreed sales have fallen to about a tenth of the level achieved in...
Making a will during lockdown
If you have not yet made a will, recent events may have prompted you to think about getting one done. If this is the case, you’re not alone. According to The Law Society, enquiries among British people about creating new wills has increased by 30 per cent following...
Do you need income protection?
Income protection may be something you've thought about and not got round to organising. Find out if it would benefit you. Income protection is an insurance policy offering long-term sick pay for a fixed term of your choice. It covers part of your income in the event...