FINANCIAL & MORTGAGE Advice
Seven key things to do before putting your house up for sale
Selling your home is a big decision, and it’s important to ensure you are well-prepared before you put it on the market so that you can get the best possible price. Here’s what to do… Getting your house ready to go on the market is no small task, but if done...
Bank of England base rate goes up to 3.5%
The Bank of England has just announced a base rate increase from 3% to 3.5%. The rate increased from 2.25% to 3% last month and has consistently risen in the last year. The base rate has increased again – this time from 3% to 3.5%. The base rate is the interest rate...
Why is financial protection important?
Financial protection insurance is an essential part of creating a secure future. It helps you to avoid potential losses and offers peace of mind for you and your loved ones. Many people don’t like to think about what would happen if they became seriously ill. Yet it’s...
Frequently asked questions about remortgaging
What is remortgaging, when should you consider it, and will it save you money? These and more questions answered… What is remortgaging? Remortgaging simply means finding a new mortgage product to replace your current one. Over the last decade, most borrowers will have...
6 key things to think about when buying your first home
Purchasing a property is an important life decision. It can be exciting and overwhelming at the same time. Before you take the plunge into home ownership, there are some key questions you should ask yourself to ensure you’re making the right decision. 1. Do you know...
How to be credit-ready before you apply for a mortgage
Hoping to buy your first property soon? Make sure you’re ready to be assessed by a lender with our guide to getting prepared for your mortgage application… Get on the electoral register This means that lenders can confirm your address. If you’re not on the electoral...
7 things to think about when buying a new build home
Tempted by the idea of buying a brand-new home that doesn’t need any work? Read on before you commit… New build homes have seen increased demand recently, which is understandable, as they can be more energy efficient, and there’s also the convenience of moving in and...
Don’t delay making a Lasting Power of Attorney
If you think you may be unable to cope with financial or health matters in future, now is a crucial time to arrange a Lasting Power of Attorney. Having a Lasting Power of Attorney (LPA) in place means that someone else will be able to manage important tasks on...
Bank of England base rate goes up
In a bid to combat inflation, The Bank of England has increased the base rate to 3%. Find out what this means for your mortgage. The Bank of England has today announced that the base rate has increased from 2.25% to 3%. This is the biggest increase since 1989 and...
Will mortgage interest rates start to go down?
Why have interest rates gone up consistently this year, and what’s likely to be in store for borrowers? Will rates go down again with a new PM? We asked our Sales Manager, Phil Leivesley, to share his views… Please explain why rates have gone up. Interest rates have...