FINANCIAL & MORTGAGE Advice
Don’t delay looking into financial protection
If you’re applying for a mortgage or about to remortgage, it’s advisable to look into financial protection at the same time. Here’s why it’s important to find the right cover for you early on… If you’re about to apply for a new mortgage, your thoughts will...
Remortgaging and product transfers
Remortgaging and product transfers are not the same. What’s the difference and which one is likely to be best for you? It depends on your situation. Here’s a quick guide. If your fixed-rate mortgage deal is coming to an end soon, you may be thinking of remortgaging,...
How interest rate rises could affect you
Are you worried about the recent interest rate rise and how it will affect your mortgage? Here’s what it means for you and why remortgaging may be a good idea for some homeowners. Last week The Bank of England decided to increase the base rate from 0.25 to 0.50 per...
Is now a good time to remortgage?
Can you secure a competitive rate on your mortgage when your current deal comes to an end? There's a good range of options out there, and you may not want to wait too long either… here’s our guide to remortgaging. Remortgaging simply means moving your mortgage on your...
Can you get a mortgage when you have existing debts?
Will a personal loan reduce your chances of getting a mortgage? And should you pay it off if you can before you apply to a lender? Read on to find out more about how any debt is likely to affect your mortgage application… Should you pay off a loan before getting a...
How to pay off debt
Want to clear some debt but unable to pay off a loan in one go? There are a few popular methods for gradually clearing debt. Here’s how they work… If you have decided that 2022 is the year you’re going to take charge of your finances and clear some debts, you’ll need...
Finding the right area to live in
You want to move, and you fancy a change of scenery, but how can you be sure you’ll choose the right area for you? Christina Neal suggests some key things to consider if you’re planning to relocate. I lived in Surrey for 17 years, then moved away in 2017 when I met my...
Is buying cheaper than renting?
Private rental costs have increased in the past year, but so have house prices. Will you pay more or save money if you take out your first mortgage? Find out more… If you’re hoping to join the property ladder, you may be wondering how the cost of your mortgage is...
Do you need to worry about Inheritance Tax?
None of us likes to think about what will happen after we die, but if you understand the basics of Inheritance Tax then you can consider planning ahead for the benefit of your loved ones. It’s a morbid topic, but one seriously worth thinking about. If you have family...
6 ways to get the best deal on your mortgage
A mortgage is likely to be the biggest financial commitment of your life, so getting the right loan is key and could save you a considerable sum in the long run. Here’s how to ensure you get the most competitive rate for you… Tip 1: Make sure your credit history is...