facebook-tag

First Time Buyers

Thinking of buying your first home? Our in-depth articles will help you get prepared and keep you informed of what’s going on in the market.

How to be credit-ready before you apply for a mortgage

How to be credit-ready before you apply for a mortgage

Hoping to buy your first property soon? Make sure you’re ready to be assessed by a lender with our guide to getting prepared for your mortgage application… Get on the electoral register This means that lenders can confirm your address. If you’re not on the electoral...

read more
7 things to think about when buying a new build home

7 things to think about when buying a new build home

Tempted by the idea of buying a brand-new home that doesn’t need any work? Read on before you commit… New build homes have seen increased demand recently, which is understandable, as they can be more energy efficient, and there’s also the convenience of moving in and...

read more
Mini budget is virtually abandoned

Mini budget is virtually abandoned

The new Chancellor has ditched most of the mini-budget, so what does this mean for mortgage interest rates and stamp duty? Read on to find out. Chancellor Jeremy Hunt today announced that he is scrapping almost all of the tax cuts outlined in the mini-budget on 23...

read more
Are you worried about your mortgage?

Are you worried about your mortgage?

With rising interest rates and increased living costs, it’s no surprise that many people are worried about their mortgage payments. Here’s what you need to know. Whether you’re seeking to buy your first property, sell up and move to a new home or you’re coming to the...

read more
House price growth slowed in September

House price growth slowed in September

Nationwide has recorded a ‘modest’ slowing in house price growth in September. Growth has slowed to single digits, according to the lender. House price growth slowed to 9.5% in September, down from 10% in August, according to Nationwide’s monthly house price index....

read more
The base rate goes up to 2.25%

The base rate goes up to 2.25%

There has been another base rate increase just announced today. Find out what this means for your mortgage. The Bank of England has just announced it is increasing the base rate from 1.75% to 2.25%. The base rate dropped to 0.1% (an all-time low) after Covid first hit...

read more