Thinking of buying your first home? Our in-depth articles will help you get prepared and keep you informed of what’s going on in the market.
Moving house? Buildings insurance is usually compulsory if you are taking out a mortgage on your new property. Here’s all you need to know about what it covers and when you need to take out a policy. Your mortgage lender will want you to take out buildings insurance...
Want to get a mortgage and thinking of changing jobs? Wondering if you’ll still be able to get your application accepted? Here’s what you need to know… You want to get a mortgage soon but might have recently changed jobs. Or you may want to apply for a mortgage and be...
Money is often the source of tension between couples. Here’s what do if you and your partner don’t share the same perspective on your finances. The pandemic has created significant financial pressure for many of us. Nine million people borrowed more money by the end...
When applying for a mortgage, it’s tempting to focus on getting your application approved and worry about how you’ll manage the monthly payments later. Yet it’s essential to run the numbers first to avoid stress further down the line. It’s everyone’s worst nightmare....
Thinking of applying for a mortgage and wondering how much you can borrow? Find out what the income multiples could be if you are buying on your own or with a partner. The property market in the UK is currently booming, and house prices are rising. If you’re a...
First-time buyers and other buyers with smaller deposits can potentially benefit from this new government-backed scheme involving high street lenders. The new 95 Per Cent Mortgage Scheme announced at the budget last month was launched on Monday 19 April. The...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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