Latest updates on house prices, property market changes and what you need to think about if you plan to move house in the near future.
A new scheme for those worried about rising mortgage payments has been introduced by the government. We look at what it covers – and explain why our message to borrowers is always to seek advice. The government has launched a new Mortgage Charter scheme with lenders...
The base rate going up to 5% has shocked many and, of course, means that many people will face higher payments on their mortgages. Here are some key things to consider if you’re worried about rising costs… The recent base rate rise from 4.5% to 5% by the Bank of...
House prices stayed mostly flat in the month of May, with annual house price growth falling by 1%, according to Halifax. We’ve seen phenomenal house price growth in the last few years, but now the situation is changing. House prices remained mostly static in May. The...
Are you hoping to buy a property and use your income from a side hustle to support your mortgage application? Unfortunately, not all lenders will factor this into their affordability calculations – here’s what you need to know… With the current cost of living crisis...
Home movers are getting younger, according to Halifax, and demand for detached homes remains high. The age of those moving home in the UK is dropping at a surprising rate. The average age of a UK home mover has fallen to 39, a year younger than just 12 months ago and...
Should you upsize to a larger home with more space and convenience, or would you be better off staying put and maybe even clearing your mortgage sooner? You need more space. You like the idea of a sprawling lounge, more bedrooms and a bigger garden. You’re not alone...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
If you would like more information, fill in your details and one of our mortgage advisers will contact you.