Helpful articles and advice on buying and selling a property, as well as useful updates on changes in the property market and mortgage interest rates.
Base rate is unchanged in December’s review, possibly due to inflation creeping up again in November. The Bank of England has today voted to keep the base rate at 4.75%. While many might have hoped for another rate cut following November’s reduction from 5%, inflation...
Gross mortgage lending is forecast to rise by 11% as affordability improves, and steady growth is predicted for 2025. UK Finance has recently released its latest housing and mortgage market forecasts, which project continued growth throughout 2025. The forecasts...
Experts predict a significant growth of almost 25% in the housing market by 2029. House prices increased by 0.2% in October – a fourth consecutive monthly rise – according to the Halifax House Price Index. This has brought the annual growth rate to 3.9%, slightly...
UK residential sales were higher than during the same period last year. According to Propertymark’s Housing Insight Report for August 2024, UK residential sales transactions were almost 10% higher than for the same period in 2023. Key statistics from the report...
According to latest analysis conducted by Halifax, New Towns offer homeowners the potential to benefit from significant price growth, as well as being a great stepping stone for first-time buyers. With the government’s plan to build 1.5 million new homes in England...
Not sure the best way to discover the true condition of your dream property? Then read on as we explain the difference between a valuation and a survey and why the latter is beneficial. If you’re buying a property for the first time, the checklist of things to do can...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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