Halifax reveals last year’s regional rises and falls and what the property market may have in store for 2025. House prices decreased slightly in December, according to Halifax. The latest figures from the lender showed that prices went down by 0.2% in December, but...
As the cost of private renting goes up, now could be a good time to make the transition to home ownership. Here’s what you need to know… If you currently rent a property in the UK, it’s probably no surprise to hear that private renting is getting more expensive....
Are you the director of your own limited company? Do you want to apply for a mortgage and wonder how lenders will view your income? Here’s the lowdown on how lenders will assess your earnings. Working for yourself can offer many benefits, and it can be rewarding to be...
Base rate is unchanged in December’s review, possibly due to inflation creeping up again in November. The Bank of England has today voted to keep the base rate at 4.75%. While many might have hoped for another rate cut following November’s reduction from 5%, inflation...
Gross mortgage lending is forecast to rise by 11% as affordability improves, and steady growth is predicted for 2025. UK Finance has recently released its latest housing and mortgage market forecasts, which project continued growth throughout 2025. The forecasts...
The changing face of the workplace means the number of ‘non-standard’ mortgage applications is set to grow by 67% over the next five years. According to new research from specialist lender, Together, lending to self-employed mortgage applicants is set to grow from...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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