FINANCIAL & MORTGAGE Advice
Green mortgages explained
Green mortgages offer favourable rates or cashback for buyers of environmentally friendly homes. So how do you know if your prospective new property purchase fits the bill? Read our handy guide to green mortgages… A green mortgage offers either a favourable mortgage...
Why should you use a mortgage broker?
A good broker can save you money and make sure you get the right mortgage loan to suit you. Here’s some more good reasons why it’s worth using one… You’re getting on the property ladder for the first time, or you’re looking to move to a bigger place. You need a...
5 key things to consider when choosing where to live
Research published by Unbiased earlier this year said that Richmond upon Thames, Winchester and Monmouth in Wales were the top three happiest places to live in the UK. Surely though it’s about finding the right location to suit you and your lifestyle. Here’s five key...
What if your fixed-rate mortgage deal ends in the next two years?
Last year's mortgage rate rises may have left you feeling concerned about what you’ll have to pay if your fixed-rate mortgage deal ends later this year or in 2025. Read on for some advice on preparing for the future. Will your future mortgage payments be affected by...
What are swap rates?
Discover how swap rates influence mortgage interest rates and gain a clear understanding of what swap rates actually are. When it comes to mortgage interest rates going up or down, you may have heard the media and mortgage industry experts talking about swap rates....
Why you’re never too young for life insurance
Wondering if life insurance is necessary? Find out why it's important regardless of your age and how you can protect yourself and those closest to you Many people put off getting life insurance because they believe they are too young, too healthy or that it is too...
Protect your loved ones and your finances
We’re seeing a rise in the number of clients diagnosed with serious health conditions. Naturally, it’s devastating for all concerned, and even worse if money is also a worry. Our goal is to help you become financially resilient if the unexpected happens… Losing a...
Why you should make overpayments on your mortgage
Even a small overpayment on your mortgage each month can save you a tidy sum in interest over the years. Here’s why it’s worth doing. When you first take on a new mortgage, it’s natural that your main priority will be to ensure that you can meet the payments. Many of...
New Mortgage Charter Scheme Introduced
A new scheme for those worried about rising mortgage payments has been introduced by the government. We look at what it covers – and explain why our message to borrowers is always to seek advice. The government has launched a new Mortgage Charter scheme with lenders...
What to do about rising mortgage payments
The base rate going up to 5% has shocked many and, of course, means that many people will face higher payments on their mortgages. Here are some key things to consider if you’re worried about rising costs… The recent base rate rise from 4.5% to 5% by the Bank of...