FINANCIAL & MORTGAGE Advice
Buying a property with someone else
Make sure you understand the two types of home ownership and decide which is right for you before you start the process of buying a property. Buying your first property can be an exciting time and buying with a partner can offer several benefits. It will enable you to...
Paperwork needed for your mortgage application
Are you about to apply for a mortgage? Getting your paperwork in order for your mortgage application is a good first step, but what documents do you need and how far back do you need to go when it comes to bank statements? Here's a detailed list of everything you need...
Why everyone should make a will
It’s important to make a will or update one so that your assets are distributed in the way you would like, but it’s also essential to protect your children. Regardless of your personal situation, you should always have an up to date will… Making a will or updating one...
How to recession-proof your business
We might be in a recession but there are still opportunities for businesses who manage their finances well and provide an outstanding service for their clients. We asked MB Associates’ Managing Director, Monica Bradley and John Boss, Founder of Aegis Financial...
What to do at the end of your mortgage payment holiday
If you took a mortgage payment holiday earlier in the year, you may be concerned about your ability to repay the extra amount you owe or resume your monthly mortgage payments. Here’s what to do… Mortgage payment holidays were introduced by the government and the...
Understanding financial protection
All you need to know about life cover, critical illness and income protection. In these uncertain times, you may have been thinking about taking out some form of protection to ensure that your bills and loved ones will be covered in the event of the unexpected...
Coping with money worries when the furlough scheme ends
Worried about money? With the furlough scheme winding down at the end of October and the job market being uncertain, you may be concerned about paying your mortgage or your rent. We look at the current situation and what you can do to protect yourself… Chancellor...
Buying your first property during the pandemic
While the property market is booming, it’s not an easy time for first-time buyers. Here’s what you can do to improve your chances of joining the property ladder… Buying your first property in the current climate can be tough, as lenders are seeking higher deposits....
Why is your mortgage application taking so long?
Are you worried that your mortgage application is taking ages? Don’t read anything into it as it’s probably not you – it could well be your lender… If you have applied for a mortgage and your application seems to be taking forever, it may not be a bad sign and doesn't...
8 ways to be more productive working from home
Have you had to adjust to working from home? You may be loving it, or you may be working longer hours and burning yourself out. Here’s how to strike a healthy work/life balance… There’s no doubt the pandemic has changed the way we work. In April 2020, the...