Expert advice and insightful articles on mortgages for first-time buyers, home movers and those looking to remortgage, as well as financial resilience information from our experienced team.
Discover how swap rates influence mortgage interest rates and gain a clear understanding of what swap rates actually are. When it comes to mortgage interest rates going up or down, you may have heard the media and mortgage industry experts talking about swap rates....
Wondering if life insurance is necessary? Find out why it's important regardless of your age and how you can protect yourself and those closest to you Many people put off getting life insurance because they believe they are too young, too healthy or that it is too...
We’re seeing a rise in the number of clients diagnosed with serious health conditions. Naturally, it’s devastating for all concerned, and even worse if money is also a worry. Our goal is to help you become financially resilient if the unexpected happens… Losing a...
Even a small overpayment on your mortgage each month can save you a tidy sum in interest over the years. Here’s why it’s worth doing. When you first take on a new mortgage, it’s natural that your main priority will be to ensure that you can meet the payments. Many of...
A new scheme for those worried about rising mortgage payments has been introduced by the government. We look at what it covers – and explain why our message to borrowers is always to seek advice. The government has launched a new Mortgage Charter scheme with lenders...
The base rate going up to 5% has shocked many and, of course, means that many people will face higher payments on their mortgages. Here are some key things to consider if you’re worried about rising costs… The recent base rate rise from 4.5% to 5% by the Bank of...
The government’s new 95 Per Cent Mortgage Guarantee Scheme launched on Monday 19 April 2021. The aim of the scheme is to make more 95 per cent mortgages available to those with smaller deposits. First-time buyers can apply but you don’t have to be one to be eligible.
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