First Time Buyers

Thinking of buying your first home? Our in-depth articles will help you get prepared and keep you informed of what’s going on in the market.

First time buyers teaming up to buy a property

First time buyers teaming up to buy a property

Over 60% of first-time buyers are teaming up with someone else to buy their first home, according to Halifax. The lender says that joint first-time buyers now account for 63% of all mortgage transactions, with mortgage completions now in joint names with two or more...

read more
A Guide to the First Homes Scheme

A Guide to the First Homes Scheme

The government's First Homes Scheme is intended to help first-time buyers get onto the property ladder by offering homes at a discount. Read on to find out if you're eligible… The government's First Homes Scheme offers buying discounts for first-time buyers, which...

read more
House prices increase in January

House prices increase in January

The latest House Price Index from Halifax shows encouraging signs for the housing market. House prices went up by 1.3% in January, according to Halifax. This increase marks the fourth monthly rise in a row, says the lender. It also reveals that property prices grew by...

read more
What are swap rates?

What are swap rates?

Discover how swap rates influence mortgage interest rates and gain a clear understanding of what swap rates actually are. When it comes to mortgage interest rates going up or down, you may have heard the media and mortgage industry experts talking about swap rates....

read more
Buyer demand for properties has increased

Buyer demand for properties has increased

Housing demand and agreed sales have increased in the first three weeks of 2024. Agreed house sales have increased by 13% in January across all regions of the UK compared to a year ago, according to Zoopla. The property website has published its UK House Price Index...

read more
House prices dip, but the market is more active

House prices dip, but the market is more active

There’s been a slight dip in house prices, but buyer demand and general activity in the property market have improved. House prices have dipped recently, but there is renewed interest among prospective home buyers, and the market is showing improved momentum. Average...

read more